Open Enrollment

Review and confirm your 2027 elections

2027 Open Enrollment

Time left to enroll

Window closes November 2, 2026 at 11:59 PM. Changes take effect January 1.

133Days

18Hrs

37Min

24Sec

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Plan Finder

Find your best-fit plan in five quick questions

Answer a few questions about your household and we will estimate which plan could fit. Takes about a minute.

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Question 1 of 5

Who needs coverage?

This sets your coverage tier and the premiums you would pay.

Just meCoverage for you onlyMe + spouse or partnerYou and your spouse or domestic partnerMe + kidsYou and your childrenMy whole familyYou and your dependents

Educational estimate only. Nothing you answer here is saved or submitted.

What is changing for 2027

Tobie Standard Plan paycheck cost

Rising about 4% to keep the same rich coverage.

$50.00$52.00

Mental health sessions

Now 12 free sessions per person, up from 8.

8 / yr12 / yr

Employer HSA funding (family)

Northwind increases family HSA funding for 2027.

$1,000$1,500

FSA rollover

Carry over a little more into next year.

$610$640